Eric S. Wallace
Safe Money Strategies
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Deferred Annuities As A Retirement Planning Tool
February 15, 2025
Many individuals diligently contribute to retirement plans but often wonder if they will have enough to ...
10 ways a Deferred Income Annuity made retirement better for Sarah and James.
February 15, 2025
A Deferred Income Annuity (DIA) can be a valuable component of helping you worry less about living longer.
Exploring Annuity Laddering
February 1, 2025
Securing a reliable and consistent income stream as retirement nears becomes a top priority. While various ...
Multi-Year Guaranteed Annuities (MYGAs) Explained
February 1, 2025
Do you want to secure your future without being kept up at night worrying about market ...
QLAC Annuities Are a Smart Retirement Income Strategy
February 1, 2025
As you approach retirement, one of your biggest concerns may be outliving your savings. After all, ...
Immediate vs. Deferred Annuities
February 1, 2025
There are a multitude of reasons to buy an annuity, not the least of which is ...
What Do Different Kinds of Annuities Offer?
February 1, 2025
Annuities are financial contracts provided by insurance institutions that can guarantee steady income in retirement. This ...
Maximizing Growth and Managing Taxes with Annuities
February 1, 2025
Tax deferral is one of the key advantages of annuities, offering a way to grow your ...
Five Tips For Cybersecurity Consciousness
January 15, 2025
Five Cost-Free Cybersecurity Tips to Safeguard Your Retirement Americans' top worries about crime today revolve around ...
Turn the Tables on Scammers with This Reporting Toolkit
January 15, 2025
Understanding the Scam or Fraud 1. Identifying the Scam: Firstly, determine the nature of the scam ...
Retirement and Savings Rule Updates You Need to Know for 2025
January 1, 2025
With each new year comes a wave of updates to financial rules and limits, and 2025 ...
Key 401(k) Changes to Maximize Your Retirement Savings in 2025
January 1, 2025
Investing in a 401(k) remains one of the most effective ways to build wealth for retirement. ...
Retirement and Savings Rule Updates You Need to Know for 2025
December 15, 2024
With each new year comes a wave of updates to financial rules and limits, and 2025 ...
The Value of Lifetime Income for Annuity Holders
December 15, 2024
As retirement becomes increasingly complex, more individuals seek reliable income options that provide peace of mind. ...
Embracing Aspirations and Creating Positive Money Habits in 2025
December 1, 2024
We've all heard the familiar refrain: "Set financial goals for the new year!" Instead of fixating ...
Fostering a Healthy Relationship with Money
December 1, 2024
A healthy relationship with money is fundamental to overall well-being and happiness. It involves more than just ...
Long Term Care Planning Needs To Be Part Of Your Retirement Planning
November 15, 2024
Long Term Care insurance is an often overlooked but crucial part of a well-balanced portfolio. Frequently, ...
What Expenses Does Long Term Care Insurance Cover?
November 15, 2024
Long-term care insurance typically covers costs associated with personal and custodial care in a variety of ...
Managing Your Retirement Savings During Job Transitions
November 1, 2024
Switching jobs is a common experience in today’s dynamic job market, but with each transition, you ...
Maximizing Retirement Savings with Roth IRA Contributions for Tax-Free Growth and Withdrawals
November 1, 2024
Disclaimer: The information below is assumed to be accurate. Rules and regulations change, make sure you ...
Planning for Retirement
October 15, 2024
Imagine living your golden years without financial worries, enjoying the freedom to pursue your passions. Retirement ...
Building a Resilient Retirement Plan
October 15, 2024
Life is full of surprises, and while some may bring joy, others may pose significant financial ...
Shifting From Saving to Spending in Retirement
October 1, 2024
Economic challenges often prompt individuals to seek ways to bolster their financial health, particularly concerning retirement ...
How MYGAs, SPIAs, and FIAs Enhance Retirement Planning
October 1, 2024
You may have heard of MYGAs, SPIAs, and FIAs, but what are these financial products, and ...
Eric S. Wallace
Safe Money Strategies
Ca State License No. 0453306
25 W. 4th Street
Morgan Hill, California 95037
ewallace@garlic.com
(408) 472-0717
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